An excellent opportunity to purchase this traditional three-bedroom home on an affordable part-buy, part-rent basis. This property benefits from a convenient location close to Kidderminster town centre and the lovely canal.

• Shared ownership
• Affordable family home
• Popular location
• Close to the town centre
• Good local amenities
• Dual aspect lounge
• Gardens to the front and rear

This property is being sold on a part-buy, part-rent basis with a 50% to 75% share available to purchase initially.

This excellent and affordable housing scheme is provided by the Community Housing Group, ideal for first-time purchasers or those with a limited budget who want to get on the property ladder. The flexible scheme allows the owner to increase owned shares after one year up to the full 100% ownership, with the rental amount payable diminishing pro rata. On a 50% shared basis the rental per calendar month is £151.50, which includes buildings insurance and administrative fees. Below is information pertaining to eligibility and how to apply.


Eligibility
To be eligible for shared ownership, you:
- Need to be over the age of 18
- Be unable to buy on the open market
- Not already own a property (unless in exceptional circumstances)
- Be able to raise a mortgage to cover the share you wish to purchase
- Be able to afford to pay the remaining rent and bills etc.
- Have enough saved to cover the mortgage and legal fees and any additional moving costs
- Have no more than £15,000 unsecured debt
- Be registered on Home Choice Plus Housing Register.


How to apply
To apply for this property, you need to complete an application form and an income and expenditure statement. You will also need to provide documents to support your application, please use the checklist to ensure you have provided everything that is applicable.

All documents can be found here:
Application form – (communityhousing.co.uk/pdf/sales/Application.pdf)
Income and expenditure form - (communityhousing.co.uk/pdf/sales/IncomeAndExpenditure.pdf)
Application checklist – (communityhousing.co.uk/pdf/sales/ApplicationChecklist.pdf)

You also need to register on our housing register Home Choice Plus – (homechoiceplus.org.uk)

Once your Home Choice Plus application has been approved, you will be advised of a reference number, which you will need to state as part of your application.

Once you have completed the application, gathered your evidence, and registered on Home Choice Plus and Orbit, you can email the Application form, Income and expenditure form and supporting documents to the email on the bottom of the application form.

We will then assess your application, which normally takes around a week.

Please note: Applications are taken on a first come, first served basis and incomplete applications cannot be accepted.


Description
The property is approached via a pathway leading to the front door and the side of the property, with access to the rear garden. There is a lawned garden to the side of the pathway and although it would benefit from a tidy it features a nice array of mature shrubs and planting to the borders.

As you enter the property you are greeted by a spacious hallway, with stairs rising to the first floor and doors accessing the lounge, the kitchen and a sizeable storage cupboard, which features a window to the side elevation.

Situated to the right is a spacious dual aspect lounge, running from the front to the back of the property, with windows to the front and rear.

To the rear of the property is the kitchen, which features a range of wall and base units, a stainless-steel sink with drainer, space under-counter for appliances and tiling to the splashbacks. There is also a window to the rear and a part-glazed door accessing the side of the property.


First floor
The landing grants access to three bedrooms and the family bathroom.

Bedroom one is a double room, with a window to the rear and a built-in storage cupboard.

The remaining bedrooms are both good-sized rooms featuring windows, with bedroom two situated to the front and bedroom three situated to the rear.

Completing the first-floor accommodation is the family bathroom, with a white suite comprising a low-level WC, a washbasin and a bath with shower above. There is also tiling to the splashbacks and an obscure-glazed window to the front.


Gardens and grounds
The rear garden is an excellent size and would make for an ideal family-friendly garden once given a tidy up. The garden is mainly laid to lawn and has a shed in situ. There is side access leading to the front of the property.


Services
The property has mains gas, mains electricity, mains water and mains drainage.

Council tax band - A.


Reservation Fee - refundable on exchange

A reservation fee, refundable on exchange, will be payable by the Buyer to Andrew Grant Sales Limited prior to issuing the Memorandum of Sale and marking the property as Sold Subject to Contract. This fee will be reimbursed upon Exchange of contracts. The fee will be retained by Andrew Grant Sales Ltd to cover costs in the event the Buyer withdraws from the purchase or doesn't Exchange within 6 months of the fee being received other than as a result of:

1. Any structural issues arising from any survey that has not previously been disclosed
2. Serious defect in the seller’s legal title
3. The local searches reveal any matter that has a material adverse effect on the market value of the property that were previously undeclared or unknown

The reservation fee will depend on the level of your agreed offer for the property:

an agreed offer under £500,000 will be £500 inclusive of vat
an agreed offer between £500,000 and £1,000,000 will be £1,000 inclusive of vat
all agreed offers over £1,000,000 will be £1,500 inclusive of vat