About the property

A traditional three-bedroom home enjoying a convenient location on the Comberton side of Kidderminster, being situated close to the train station and within one 1 mile of the town centre.

• Shared ownership
• Affordable family home
• Convenient location
• Set back from the road
• Spacious through lounge
• Storeroom
• Garden
• Scope to create parking (STPP)
• Good local amenities

Property Snapshot

This property is being sold on a part-buy, part-rent basis with a 50% - 75% share available to purchase initially. This excellent and affordable housing scheme is provided by the Community Housing Group, ideal for first-time purchasers or those with a limited budget who want to get on the property ladder. The flexible scheme allows the owner to increase owned shares after one year up to the full 100% ownership, with the rental amount payable diminishing pro-rata. On a 50% shared basis the rental per calendar month is £198.70, which includes buildings insurance and administrative fees. Below is information pertaining to eligibility and how to apply.

Eligibility
To be eligible for shared ownership you: -
- Need to be over the age of 18
- Be unable to buy on the open market
- Not already own a property (unless in exceptional circumstances)
- Be able to raise a mortgage to cover the share you wish to purchase
- Be able to afford to pay the remaining rent and bills etc.
- Have enough saved to cover the mortgage and legal fees and any additional moving costs
- Have no more than £15,000 unsecured debt
- Be registered on HomeChoice plus Housing Register.
You can apply online at https://www.homechoiceplus.org.uk/HouseholdRegistrationForm

How to apply
To apply for this property, you need to complete an application form and an income and expenditure statement. You can find them here: Application.pdf (communityhousing.co.uk)
IncomeAndExpenditure.pdf (communityhousing.co.uk)

You need to provide documents to support your application, please use the checklist to ensure you have provided everything that is applicable: ApplicationChecklist.pdf (communityhousing.co.uk)

You also need to register on our housing register Home Choice Plus – www.homechoiceplus.org.uk

Once your Home Choice Plus application has been approved you will be advised of a reference number which you will need to state as part of your application.

Once you have completed the application, gathered your evidence, and registered on Homechoice Plus and Orbit, you can email the application with the supporting documents and the Income & Expenditure to: sales@communityhousing.co.uk

We will then assess your application. This normally takes around a week.

Please note: Applications are taken on a first come first served basis and incomplete applications cannot be accepted.


The property is nicely set back from the road behind a good-sized front garden, which has scope to transform into a driveway, subject to planning permission and a lowered kerb. The frontage currently comprises a lawn with a pathway leading to the front door.

Living room
A composite front door leads to the entrance hallway, which has stairs rising to the first floor and door accessing the living room.

The spacious and light through lounge has windows to front and rear and door accessing the kitchen.


Kitchen
Situated to the rear of the property is a spacious kitchen, which can easily accommodate a table and chairs and affords scope to enlarge by knocking through into the adjoining storeroom. The kitchen comprises matching wall and base units, with work surfaces incorporating an inset stainless-steel sink and drainer.

There is also space for various appliances, a window to the rear aspect and a door accessing the rear garden. The adjoining storeroom houses the meter cupboard and features an understairs storage and a further door accessing the front of the property.

First floor
The landing has a cupboard housing a wall-mounted Ideal boiler, a loft hatch accessing the roof space and doors leading to the bedrooms and bathroom.

Bedroom one is a spacious double room featuring a large built-in cupboard/wardrobe and a window.
There is also a second double bedroom and a further single room, both including windows.

The bathroom is separated from the WC and has scope to knock through and make as one, with the bathroom comprising a wall-mounted washbasin and a panelled bath.


Outside
The rear garden is generous in size and not overlooked, providing quality outside space for this family home. The garden comprises a lawn with mature trees and bushes.


Services
The property has mains gas, mains electricity, mains water and mains drainage.
Council tax band - A


Reservation Fee - refundable on exchange

A reservation fee, refundable on exchange, will be payable by the Buyer to Andrew Grant Sales Limited prior to issuing the Memorandum of Sale and marking the property as Sold Subject to Contract. This fee will be reimbursed upon Exchange of contracts. The fee will be retained by Andrew Grant Sales Ltd to cover costs in the event the Buyer withdraws from the purchase other than as a result of:

1. Any structural issues arising from any survey
2. Serious defect in the seller’s legal title
3. The local searches reveal any matter that has a material adverse effect on the market value of the property that were previously undeclared or unknown

The reservation fee will depend on the level of your agreed offer for the property:

an agreed offer under £500,000 will be £500 inclusive of vat
an agreed offer between £500,000 and £1,000,000 will be £1,000 inclusive of vat
all agreed offers over £1,000,000 will be £1,500 inclusive of vat