Harkaway House
The Village, Chaddesley Corbett, Kidderminster
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- Shared ownership
- Recently renovated
- Affordable home
- Desirable village setting
- Period building
- Good local amenities
- Communal Gardens
- Residents Parking
Fixed price
516 sq. ft.
Tenant Info01384 370 232
Please quote reference number JHE230022
A recently renovated ground floor apartment situated within a period building in the heart of the picturesque village of Chaddesley Corbett, being sold on a part buy, part rent basis.
- Shared ownership
- Recently renovated
- Affordable home
- Desirable village setting
- Period building
- Good local amenities
- Communal Gardens
- Residents Parking
This excellent and affordable housing scheme is provided by the Community Housing Group, ideal for first-time purchasers or those with a limited budget who want to get on the property ladder. The flexible scheme allows the owner to increase owned shares after one year up to the full 100% ownership, with the rental amount payable diminishing pro rata. On a 50% shared basis the rental per calendar month is £276.53, which includes buildings insurance and administrative fees. Below is information pertaining to eligibility and how to apply.
Eligibility
To be eligible for shared ownership you:-
- Need to be over the age of 18
- Be unable to buy on the open market
- Not earn in excess of £80,000
- Not already own a property (unless in exceptional circumstances)
- Be able to raise a mortgage to cover the share you wish to purchase
- Be able to afford to pay the remaining rent and bills etc.
- Have enough saved to cover the mortgage and legal fees and any additional moving costs
- Be registered on HomeChoice plus, Housing Register. You can apply online at www.homechoiceplus .org.uk/HouseholdRegistrationForm
Qualification Eligibility Criteria for HomeChoice Plus
Applicants are not eligible to join the Home Choice Plus housing register unless they met the qualifying criteria of a close association outlined below:
In determining whether the household has a close association we will agree a connection exists in the following circumstances;
- Where the local connection arises due to residency the applicant(s) must have lived in the partnership area (by choice) for a minimum period of two years.
- Where the applicant(s) meets any of the statutory homelessness definitions included in the allocations policy.
- Where the local connection arises due to employment and the applicant(s) have been in permanent, paid employment for a minimum period of six months, within one of the Local Authority areas included in the Partnership, immediately prior to the application (please see further information below).
- Where the applicant(s) has a close (immediate) family member living in the HC+ partnership area and has done so for a minimum period of five years, immediately prior to the application (please see further information below).
- Where the applicant has resided in the Partnership area for three out of the last five years at the point of application.
How to apply
To apply for one of the Community Housing Group properties you need to complete an application form and an income and expenditure statement. You can find them here:
Application form www.communityhousing.co.uk/pdf/sales/Application.pdf
Income & Expenditure statement www.communityhousing.co.uk/pdf/sales/IncomeAndExpenditure.pdf
You need to provide documents to support your application, please use the checklist to ensure you have provided everything that is applicable:
www.communityhousing.co.uk/pdf/sales/ApplicationChecklist.pdf
Be registered on HomeChoice plus Housing Register. You can apply online at www.homechoiceplus .org.uk/HouseholdRegistrationForm
Once the above is completed, email your supporting documents to:
sales@communityhousing .co.uk
The Community Housing Group will then assess your application. This normally takes around a week.
A financial assessment will need to be undertaken by our nominated financial advisor prior to your application being assessed.
Entrance
The property is approached from the rear and accessed via a porch leading to the entrance door, with a useful covered area and a storage cupboard.
As you enter the apartment you are greeted by a welcoming hallway, with doors accessing the accommodation and three good-sized storage cupboards.
Living room
Situated to the left side of the property is a light and airy living room featuring windows to the rear and side elevations.
Kitchen
Adjacent to the lounge is the kitchen, which has fitted wall and base units, with work surfaces incorporating a sink, tiling to the splashbacks and a window to the front aspect. There is also space for a slot-in cooker and a further appliance under counter.
Bedroom
The bedroom is an excellent-sized double room, with a window to the rear aspect.
Shower room
Completing the accommodation is a shower room comprising a WC, a washbasin, a walk-in shower, tiling to the walls and an obscure-glazed window to the rear aspect.
Garden
There is a communal garden at the rear comprising paved patios ideal for the enjoyment of the outside, with a lawned area beyond. There is also residents parking situated at the rear of the property, accessed from the communal gardens or Hemming Way via car.
Mains electricity, water and drainage.
Council tax band A
Reservation Fee - refundable on exchange
A reservation fee, refundable on exchange, is payable prior to the issue of the Memorandum of Sale and after which the property may be marked as Sold Subject to Contract. The fee will be reimbursed upon the successful Exchange of Contracts.
The fee will be retained by Andrew Grant in the event that you the buyer withdraws from the purchase or does not Exchange within 6 months of the fee being received other than for one or more of the following reasons:
1. Any significant material issues highlighted in a survey that were not evident or drawn to the attention of you the buyer prior to the Memorandum of Sale being issued.
2. Serious and material defect in the seller’s legal title.
3. Local search revealing a matter that has a material adverse effect on the market value of the property that was previously undeclared and not in the public domain.
4. The vendor withdrawing the property from sale.
The reservation fee will be 0.5% of the accepted offer price for offers below £800,000 and 1% for offers of £800,000 or over. This fee, unless specified otherwise, is payable upon acceptance by the vendor of an offer from a buyer and completion of an assessment of the buyer’s financial status and ability to proceed.
Should a buyer’s financial position regarding the funding of the property prove to be fundamentally different from that declared by the buyer when the Memorandum of Sale was completed, then the Vendor has the right to withdraw from the sale and/or the reservation fee retained. For example, where the buyer declares themselves as a cash buyer but are in fact relying on an unsecured sale of their property.
Once the reservation fee has been paid, any renegotiation of the price stated in the memorandum of sale for any reason other than those covered in points 1 to 3 above will lead to the reservation fee being retained. A further fee will be levied on any subsequent reduced offer that is accepted by the vendor. This further fee will be subject to the same conditions that prevail for all reservation fees outlined above.
Tenant information
Permitted payments (inc vat)
- Rent
- Holding deposit equivalent to one weeks rent
- Security deposit equivelent to 5 weeks rent (6 if annual rent is £50,000+)
- Utilities
Default charges
- Replacement keys and other security devices - charged at cost of replacement(s)
- Rent arrears - 3% above the Bank of England base rate
Other possible charges
- Novation of contract (where a tenancy is ended in place of another one following a change of tenant) - £50
- Variation of contract (for example, change of rent date) - £50
- Change of sharer - £50 per tenant
- Surrender of tenancy - tenant liable to pay the rent for the whole period (within reason) as well as landlord costs of re-letting the property as detailed on our landlord fee schedule
Company Lets (Non Housing Act Tenancies)
- £250 per application to include referencing and legal paperwork
- Security deposit equivalent to 6 weeks rent
- Default charges, pet charges and other possible charges as listed above may apply
Tenant protection
Andrew Grant is a member of ARLA and The Property Ombudsman's (TPO) redress scheme. You can learn more by contacting us directly or visiting:
Accreditation
We commonly receive referral fees from specialist service partners an outline of these can be found here: and are reviewed annually in line with our financial year to identify any changes in average fee received. Please note that lettings agents are required by law to publish on their websites information for potential tenants about relevant fees, redress schemes and client money protection schemes (including the names of those schemes). Relevant fees must also be published on third party websites. For properties to rent in England and Wales, details of the agent's membership of any redress scheme and client money protection scheme must also be published with their fees. It is the agent's responsibility to ensure that all relevant information provided is up to date and accurate. If the relevant information does not appear here, the agent may have included it within the property description.