Sold STC

Morton Road

Harvington, Kidderminster

  • 3

  • 1

  • 2

  • Newly refurbished family home
  • Shared ownership
  • Views over neighbouring fields
  • Newly refitted kitchen
  • Spacious living accommodation
  • Large rear garden
  • Two double bedrooms
  • Potential for off street parking

Fixed price

1104 sq. ft.

Tenant Info
Email the team

01384 370 232

Please quote reference number JHE230258

Affordable village home: A newly refurbished cottage style home with large rear garden directly bordering fields. Being sold on a part buy, part rent basis.
  • Newly refurbished family home
  • Shared ownership
  • Views over neighbouring fields
  • Newly refitted kitchen
  • Spacious living accommodation
  • Large rear garden
  • Two double bedrooms
  • Potential for off street parking

This property is being sold on a part-buy, part-rent basis, with purchasers having the option at this stage to purchase anywhere from 50-75% shares and the option to buy more later. This excellent and affordable housing scheme is provided by the Community Housing Group, ideal for first-time purchasers or those with a limited budget who want to get on the property ladder. The flexible scheme allows the owner to increase owned shares after one year up to the full 100% ownership, with the rental amount payable diminishing pro rata. On a 50% shared basis the rental per calendar month is £422.04 which includes buildings insurance and administrative fees. Below is information pertaining to eligibility and how to apply.


Qualification eligibility criteria
Applicants are not eligible to join the Home Choice Plus housing register unless they met the qualifying criteria of a close association outlined below;

In determining whether the household has a close association we will agree a connection exists in the following circumstances;
- Where the local connection arises due to residency the applicant(s) must have lived in the partnership area (by choice) for a minimum period of two years.
- Where the applicant(s) meets any of the statutory homelessness definitions included in the allocations policy.
- Where the local connection arises due to employment and the applicant(s) have been in permanent, paid employment for a minimum period of six months, within one of the Local Authority areas included in the Partnership, immediately prior to the application (please see further information below).
- Where the applicant(s) has a close (immediate) family member living in the HC+ partnership area and has done so for a minimum period of five years, immediately prior to the application (please see further information below).
- Where the applicant has resided in the Partnership area for three out of the last five years at the point of application.


Eligibility
To be eligible for shared ownership you:-

- Need to be over the age of 18
- Be unable to buy on the open market
- Not already own a property (unless in exceptional circumstances)
- Be able to raise a mortgage to cover the share you wish to purchase
- Be able to afford to pay the remaining rent and bills etc.
- Have enough saved to cover the mortgage and legal fees and any additional moving costs
- Have no more than £15,000 unsecured debt
- Be registered on HomeChoice plus Housing Register. You can apply online at https://www.homechoiceplus.org.uk/HouseholdRegistrationForm


How to apply
To apply for this property, you need to complete an application form and an income and expenditure statement.

You need to provide documents to support your application, please use the checklist to ensure you have provided everything that is applicable.

Be registered on HomeChoice plus Housing Register. You can apply online at https://www.homechoiceplus.org.uk/HouseholdRegistrationForm

Once the above is completed, email your supporting documents to: sales@communityhousing.co.uk

The Community Housing Group will then assess your application. This normally takes around a week.

Please note
Applications are taken on a first come, first served basis and incomplete applications cannot be accepted. You do not need to provide a homechoiceplus or orbit reference number.

Also, a financial assessment will need to be undertaken by Louise Grant at The Financial Advice Centre before an application can be made.


Description
The property currently has access to plentiful on street parking to the front of the house. A large front garden provides plenty of scope to create a driveway should purchasers so wish, subject to securing the relevant permissions. The sizeable front garden is bordered by mature privet hedging and laid to lawn, with paved pathways leading to a side gate and the front door of the property.

Once inside, the viewer is greeted by an entrance hall featuring quarry tiled flooring, radiator and stairs rising to the first floor with cupboard underneath. Doors from the hall lead to the living room, dining room and bathroom.

Living room
The living room is spacious and floods with light from multi-aspect windows. This room features quarry tiled flooring, a traditional tiled fireplace and a useful storage cupboard.

Kitchen
Beyond the living room is a good-sized kitchen, which has been newly refitted and boasts the most fantastic views over neighbouring fields. Comprising matching wall and base units, work surfaces with inset sink drainer, spaces for various appliances, radiator, double-glazed leading to the rear garden and internal door accessing a ground floor cloakroom/WC. The latter has a wall-mounted wash basin and low level WC.

Dining room
Also on the ground floor is an additional reception room ideal as a study, dining room or downstairs bedroom. Featuring a double-glazed window to front aspect, traditional fireplace, radiator and doorway leading to an adjoining lobby.

Lobby
This rear lobby provides useful storage space and has a frosted double-glazed window and frosted double-glazed leading to the rear garden.


First floor
The first floor landing has a loft hatch accessing the roof space and a cupboard housing the newly installed 'Worcester' combination boiler.

On the first floor are three bedrooms and a WC.

Bedroom one
The hugely impressive main bedroom is incredibly spacious and floods with light from dual aspect windows, which also provide lovely rural views. This room also features a traditional fireplace and radiator.

Bedroom two
Bedroom two is a spacious double room featuring a useful storage recess, radiator and double-glazed window to front aspect.

Bedroom three
Bedroom three is a single room with a radiator and a double-glazed window to the rear aspect, affording great rural views over the surrounding countryside.

Cloakroom
There is also a WC on the first floor featuring a wall-mounted wash basin, frosted double-glazed window and low level WC.


Garden
At the rear of the property is a large mature which affords this property with fantastic outside space directly bordering fields at the far end. The garden features a paved patio and extensive lawn bordered by mature privet hedging.

Mains gas, electricity, water and drainage.

Council tax band C

Reservation Fee - refundable on exchange

A reservation fee, refundable on exchange, is payable prior to the issue of the Memorandum of Sale and after which the property may be marked as Sold Subject to Contract. The fee will be reimbursed upon the successful Exchange of Contracts.

The fee will be retained by Andrew Grant in the event that you the buyer withdraws from the purchase or does not Exchange within 6 months of the fee being received other than for one or more of the following reasons:

1. Any significant material issues highlighted in a survey that were not evident or drawn to the attention of you the buyer prior to the Memorandum of Sale being issued.
2. Serious and material defect in the seller’s legal title.
3. Local search revealing a matter that has a material adverse effect on the market value of the property that was previously undeclared and not in the public domain.
4. The vendor withdrawing the property from sale.

The reservation fee levels are as follows:
an agreed offer under £500,000 will be £750 inclusive of vat
an agreed offer between £500,000 and £1,000,000 will be £2,000 inclusive of vat
all agreed offers over £1,000,000 will be £3,000 inclusive of vat

The reservation fee is payable upon acceptance by the vendor of an offer from a buyer and a positive completion of an assessment of the buyer’s financial status and ability to proceed.
Should a buyer’s financial position regarding the funding of the property prove to be fundamentally different from that declared by the buyer when the Memorandum of Sale was completed, then the Vendor has the right to withdraw from the sale and the reservation fee retained. For example, where the buyer declares themselves as a cash buyer but are in fact relying on an unsecured sale of their property.

Once the reservation fee has been paid, any renegotiation of the price stated in the memorandum of sale for any reason other than those covered in points 1 to 3 above will lead to the reservation fee being retained. A further fee will be levied on any subsequent reduced offer that is accepted by the vendor. This further fee will be subject to the same conditions that prevail for all reservation fees outlined above.