An exciting opportunity to purchase a brand-new two-bedroom semi-detached home, being sold on a part-buy, part-rent basis. The site is nicely positioned in the leafy Burlish suburb of town, conveniently located for accessing a nearby nature reserve, schools and the centre of Stourport-on-Severn.

• Shared ownership
• New home
• Popular Windermere Way development
• Kitchen with integrated appliances
• Spacious living dining room
• Cloakroom
• Garden including shed
• Parking for 2 cars and EV charging point

A unique opportunity to purchase a brand-new two-bedroom home, being sold on a part-buy, part-rent basis. Buyers at this stage can purchase anywhere from 50% to 75% shares, with the option to buy more later. This excellent and affordable housing scheme is provided by the Community Housing Group, ideal for first-time purchasers or those with a limited budget looking to get on the property ladder. The flexible scheme allows owners to increase their shares up to the full 100% ownership after one year, with the rental amount diminishing pro rata. On a 50% shared basis, the monthly rental is £292.05, inclusive of buildings insurance and administrative fees. Below is information regarding eligibility and how to apply.


Qualification Eligibility Criteria
Applicants are not eligible to join the Home Choice Plus housing register unless they met the qualifying criteria of a close association outlined below;

In determining whether the household has a close association we will agree a connection exists in the following circumstances;
- Where the local connection arises due to residency the applicant(s) must have lived in the partnership area (by choice) for a minimum period of two years.
- Where the applicant(s) meets any of the statutory homelessness definitions included in the allocations policy.
- Where the local connection arises due to employment and the applicant(s) have been in permanent, paid employment for a minimum period of six months, within one of the Local Authority areas included in the Partnership, immediately prior to the application (please see further information below).
- Where the applicant(s) has a close (immediate) family member living in the HC+ partnership area and has done so for a minimum period of five years, immediately prior to the application (please see further information below).
- Where the applicant has resided in the Partnership area for three out of the last five years at the point of application.


Eligibility
To be eligible for shared ownership you:-

- Need to be over the age of 18
- Be unable to buy on the open market
- Not earn in excess of £80,000
- Not already own a property (unless in exceptional circumstances)
- Be able to raise a mortgage to cover the share you wish to purchase
- Be able to afford to pay the remaining rent and bills etc.
- Have enough saved to cover the mortgage and legal fees and any additional moving costs
- Be registered on HomeChoice plus, Housing Register. You can apply online at
https://www.homechoiceplus.org.uk/HouseholdRegistrationForm


How to apply
To apply for this property, you need to complete an application form and an income and expenditure statement.

You need to provide documents to support your application, please use the checklist to ensure you have provided everything that is applicable.

Be registered on HomeChoice plus Housing Register. You can apply online at https://www.homechoiceplus.org.uk/HouseholdRegistrationForm

Once the above is completed, email your supporting documents to:
sales@communityhousing.co.uk

The Community Housing Group will then assess your application. This normally takes around a week.

A financial assessment will need to be undertaken by our nominated financial advisor prior to your application being assessed.

Description
Approaching the property, you follow a paved pathway leading to the entrance.

Upon entering the property, you will find a hallway with a cloakroom to the left and partially open-plan access to the kitchen on the right. Further ahead, another door opens to reveal the lounge/dining room. Additionally, a door reveals a staircase that ascends to the first floor.

Kitchen
Styled in a contemporary fashion, the kitchen boasts plentiful wall and base units in platinum, complemented by expansive dark ash countertops. Integrated appliances include an oven, hob and extractor hood. A front-facing window offers a charming view of the outdoors.

Living Dining Room
Towards the rear of the property, a spacious living and dining area beckons, providing ample space for both dining and lounge furniture. French doors seamlessly connect to the rear garden, filling the space with natural light. Additionally, an understairs storage cupboard is accessible through a door.

Cloakroom
Conveniently positioned next to the entrance, the cloakroom features a modern low-level WC, washbasin and a side-facing obscure-glazed window.


First Floor
Ascending the stairs, you reach a central landing providing access to two generously sized bedrooms and the family bathroom.

Master Bedroom
The master bedroom features a window with delightful garden views, welcoming in natural light. Additionally, this room is enhanced by built-in wardrobes.

Bedroom Two
A well-proportioned second bedroom features two windows to the front aspect. This room further benefits from built-in wardrobes and access to a large storage cupboard.

Bathroom
Serving the bedrooms, the well-equipped bathroom comprises a low-level WC, washbasin and bath with shower over.


Gardens and Grounds
The rear garden presents a blank canvas for the new owner to craft something extraordinary. Enclosed by panel fencing, it offers a secure, family-friendly outdoor space. A garden shed is included, ideal for storage.

Additionally, the property benefits from off-road parking for two cars and an electric car charging point.

Mains gas, electricity, water and drainage.

Council tax band to be confirmed.

Reservation Fee - refundable on exchange

A reservation fee, refundable on exchange, is payable prior to the issue of the Memorandum of Sale and after which the property may be marked as Sold Subject to Contract. The fee will be reimbursed upon the successful Exchange of Contracts.

The fee will be retained by Andrew Grant in the event that you the buyer withdraws from the purchase or does not Exchange within 6 months of the fee being received other than for one or more of the following reasons:

1. Any significant material issues highlighted in a survey that were not evident or drawn to the attention of you the buyer prior to the Memorandum of Sale being issued.
2. Serious and material defect in the seller’s legal title.
3. Local search revealing a matter that has a material adverse effect on the market value of the property that was previously undeclared and not in the public domain.
4. The vendor withdrawing the property from sale.

The reservation fee will be 0.5% of the accepted offer price for offers below £800,000 and 1% for offers of £800,000 or over. This fee, unless specified otherwise, is payable upon acceptance by the vendor of an offer from a buyer and completion of an assessment of the buyer’s financial status and ability to proceed.

Should a buyer’s financial position regarding the funding of the property prove to be fundamentally different from that declared by the buyer when the Memorandum of Sale was completed, then the Vendor has the right to withdraw from the sale and/or the reservation fee retained. For example, where the buyer declares themselves as a cash buyer but are in fact relying on an unsecured sale of their property.

Once the reservation fee has been paid, any renegotiation of the price stated in the memorandum of sale for any reason other than those covered in points 1 to 3 above will lead to the reservation fee being retained. A further fee will be levied on any subsequent reduced offer that is accepted by the vendor. This further fee will be subject to the same conditions that prevail for all reservation fees outlined above.