A wonderful opportunity to purchase a traditional three-bedroom semi-detached home, available on a part-buy, part-rent basis. Situated in the ever-popular village of Cookley.

• Shared ownership
• Affordable family home
• Charming village location
• Neutral décor
• Two reception rooms
• Utility room
• Ground floor WC
• Modern family bathroom
• Outbuilding
• Mature gardens

This lovely family home is being sold on a part-buy, part-rent basis, with purchasers having the option at this stage to purchase anywhere from 50-75% shares and the option to buy more later. This excellent and affordable housing scheme is provided by the Community Housing Group, ideal for first-time purchasers or those with a limited budget who want to get on the property ladder. The flexible scheme allows the owner to increase owned shares after one year up to the full 100% ownership, with the rental amount payable diminishing pro rata. On a 50% shared basis, the rental per calendar month is £364.75, which includes buildings insurance and administrative fees. Below is information pertaining to eligibility and how to apply.


Qualification eligibility criteria
Applicants are not eligible to join the Home Choice Plus housing register unless they met the qualifying criteria of a close association outlined below;

In determining whether the household has a close association with the Wyre Forest, we will agree a connection exists in the following circumstances;
- Where the local connection arises due to residency the applicant(s) must have lived in the partnership area (by choice) for a minimum period of two years.
- Where the applicant(s) meets any of the statutory homelessness definitions included in the allocations policy.
- Where the local connection arises due to employment and the applicant(s) have been in permanent, paid employment for a minimum period of six months, within one of the Local Authority areas included in the Partnership, immediately prior to the application (please see further information below).
- Where the applicant(s) has a close (immediate) family member living in the HC+ partnership area and has done so for a minimum period of five years, immediately prior to the application (please see further information below).
- Where the applicant has resided in the Partnership area for three out of the last five years at the point of application.


Eligibility
To be eligible for shared ownership you:-

- Need to be over the age of 18
- Be unable to buy on the open market
- Not earn in excess of £80,000
- Not already own a property (unless in exceptional circumstances)
- Be able to raise a mortgage to cover the share you wish to purchase
- Be able to afford to pay the remaining rent and bills etc.
- Have enough saved to cover the mortgage and legal fees and any additional moving costs
- Be registered on HomeChoice plus, Housing Register. You can apply online at
https://www.homechoiceplus.org.uk/HouseholdRegistrationForm





You need to provide documents to support your application, please use the checklist to ensure you have provided everything that is applicable:
ApplicationChecklist.pdf (communityhousing.co.uk)

How to apply
To apply for one of our properties you need to complete an application form and an income and expenditure statement. You can find them here:

Application.pdf (communityhousing.co.uk)
IncomeAndExpenditure.pdf (communityhousing.co.uk)

You need to provide documents to support your application, please use the checklist to ensure you have provided everything that is applicable:
ApplicationChecklist.pdf (communityhousing.co.uk)

Be registered on HomeChoice plus Housing Register. You can apply online at https://www.homechoiceplus.org.uk/HouseholdRegistrationForm

Once the above is completed, email your supporting documents to: sales@communityhousing.co.uk

The Community Housing Group will then assess your application. This normally takes around a week.

Please note
Applications are taken on a first come, first served basis and incomplete applications cannot be accepted. You do not need to provide a homechoiceplus or orbit reference number.

Also, a financial assessment will need to be undertaken by Louise Grant at The Financial Advice Centre before an application can be made.


Description
Front
Along the side of the property, a paved pathway guides you, flanked by a lawn. To the front, the garden is embraced by mature hedgerow and shrubbery, providing a charmingly private ambiance. Beautiful plantings, including a magnificent magnolia tree and vibrant rhododendron, adorn the borders, enhancing the picturesque setting. The pathway leads to the inviting front entrance, sheltered by a porch with pitched tiled roof.

Hallway
As you step inside, you are greeted by a welcoming hallway with quarry tiled flooring, complemented by a side window that floods the space with natural light. A staircase ascends to the first floor, while doors lead to the dining room, reception room and kitchen.

Dining Room
Abundant natural light streams in through the front-facing window. This room boasts generous proportions, quarry tiled flooring and ample space for a table and chairs, ideal for formal dining.

Reception Room
At the rear of the property, a spacious and luminous reception room awaits. Enhanced by quarry tiled flooring, it offers serene garden views through its rear-facing window.

Kitchen
The kitchen has wall and base units, featuring worktops incorporating a stainless-steel sink with a drainer. Wood-effect laminate flooring enhances the room, which also includes space for a slot-in cooker and benefits from a window overlooking the rear garden. Additionally, a convenient door provides access to a pantry cupboard, ensuring ample storage.

Utility Room and WC
A doorway from the kitchen leads to the adjoining utility room, offering ample space for a washing machine and dryer. Adjacent to the utility room, a door opens to reveal a convenient ground floor WC, illuminated by a side-facing window. Another door provides convenient access to the outside.


First Floor
Landing
A spacious landing, bathed in natural light from a window, grants access to the bedrooms and bathroom.

Bedroom One
A generously sized double room with delightful garden views.

Bedrooms Two and Three
Both bedrooms feature windows to the front-aspect. The second bedroom offers ample space as a generously sized double room, whereas the third bedroom provides versatility, functioning as either a large single room or a cosy double.

Bathroom
This well-appointed family bathroom boasts a white suite, comprising a low-level WC, washbasin and bathtub. Stylish tiling adorns the splashbacks, while wood-effect laminate flooring enhances the aesthetics. An airing cupboard and obscure-glazed window complete the ensemble.


Gardens and Grounds
The rear garden features a generously sized raised terrace, perfect for alfresco dining. Steps descend to an expansive lawned garden, bordered by fence panelling and mature hedgerow, ensuring privacy. A pathway to the side leads to both the rear of the garden and front of the property. Additionally, a brick-built outbuilding, complete with a rear garden-facing window, offers versatile usage. Ideal for families, this garden presents boundless opportunities to create something truly exceptional.

Mains gas, electricity, water and drainage.

Council tax band C

Reservation Fee - refundable on exchange

A reservation fee, refundable on exchange, is payable prior to the issue of the Memorandum of Sale and after which the property may be marked as Sold Subject to Contract. The fee will be reimbursed upon the successful Exchange of Contracts.

The fee will be retained by Andrew Grant in the event that you the buyer withdraws from the purchase or does not Exchange within 6 months of the fee being received other than for one or more of the following reasons:

1. Any significant material issues highlighted in a survey that were not evident or drawn to the attention of you the buyer prior to the Memorandum of Sale being issued.
2. Serious and material defect in the seller’s legal title.
3. Local search revealing a matter that has a material adverse effect on the market value of the property that was previously undeclared and not in the public domain.
4. The vendor withdrawing the property from sale.

The reservation fee, equivalent to 0.5% of the accepted offer, is payable upon acceptance by the vendor of an offer from a buyer and a positive completion of an assessment of the buyer’s financial status and ability to proceed.

Should a buyer’s financial position regarding the funding of the property prove to be fundamentally different from that declared by the buyer when the Memorandum of Sale was completed, then the Vendor has the right to withdraw from the sale and the reservation fee retained. For example, where the buyer declares themselves as a cash buyer but are in fact relying on an unsecured sale of their property.

Once the reservation fee has been paid, any renegotiation of the price stated in the memorandum of sale for any reason other than those covered in points 1 to 3 above will lead to the reservation fee being retained. A further fee will be levied on any subsequent reduced offer that is accepted by the vendor. This further fee will be subject to the same conditions that prevail for all reservation fees outlined above.