Canterbury Road

Kidderminster

  • 3

  • 2

  • 1

  • Shared ownership
  • Modern family home
  • Airy living room
  • Contemporary kitchen
  • Cloakroom/WC
  • Flexible bedroom spaces
  • Master suite with ensuite
  • Block-paved driveway
  • South-facing garden

Guide price

1179 sq. ft.

Tenant Info

01384 370 232

Please quote reference number JHE240123

An excellent opportunity to purchase a large, three-storey, semi-detached home on a part-buy, part-rent basis with 50-75% shares available. This property includes a south-facing garden, parking for two cars, and an impressive master bedroom with an en suite and walk-in wardrobe.
  • Shared ownership
  • Modern family home
  • Airy living room
  • Contemporary kitchen
  • Cloakroom/WC
  • Flexible bedroom spaces
  • Master suite with ensuite
  • Block-paved driveway
  • South-facing garden

This well-maintained, six-year-old, three-storey semi-detached home presents a fantastic opportunity for first-time buyers or those on a limited budget to enter the property market through a part-buy, part-rent scheme. Offering shares between 50-75% for immediate purchase, this property is part of an affordable housing program provided by Community Housing Group.

The flexible ownership plan allows for an increase in shares after the first year, enabling progression to 100% ownership and freehold status. As ownership increases, the rental costs decrease proportionately. For a 50% share, the monthly rent is £288, covering building insurance and administrative fees. The new owner will benefit from a 99-year lease that began in 2018. More details on eligibility and application procedures follow below.


Qualification Eligibility Criteria
Applicants are not eligible to join the Home Choice Plus housing register unless they met the qualifying criteria of a close association outlined below;

In determining whether the household has a close association we will agree a connection exists in the following circumstances;
- Where the local connection arises due to residency the applicant(s) must have lived in the partnership area (by choice) for a minimum period of two years.
- Where the applicant(s) meets any of the statutory homelessness definitions included in the allocations policy.
- Where the local connection arises due to employment and the applicant(s) have been in permanent, paid employment for a minimum period of six months, within one of the Local Authority areas included in the Partnership, immediately prior to the application (please see further information below).
- Where the applicant(s) has a close (immediate) family member living in the HC+ partnership area and has done so for a minimum period of five years, immediately prior to the application (please see further information below).
- Where the applicant has resided in the Partnership area for three out of the last five years at the point of application.


Eligibility
To be eligible for shared ownership you:-

- Need to be over the age of 18
- Be unable to buy on the open market
- Not earn in excess of £80,000
- Not already own a property (unless in exceptional circumstances)
- Be able to raise a mortgage to cover the share you wish to purchase
- Be able to afford to pay the remaining rent and bills etc.
- Have enough saved to cover the mortgage and legal fees and any additional moving costs
- Be registered on HomeChoice plus, Housing Register. You can apply online at
https://www.homechoiceplus.org.uk/HouseholdRegistrationForm


How to apply
To apply for this property, you need to complete an application form and an income and expenditure statement.

You need to provide documents to support your application, please use the checklist to ensure you have provided everything that is applicable.

Be registered on HomeChoice plus Housing Register. You can apply online at https://www.homechoiceplus.org.uk/HouseholdRegistrationForm

Once the above is completed, email your supporting documents to:
sales@communityhousing.co.uk

The Community Housing Group will then assess your application. This normally takes around a week.

A financial assessment will need to be undertaken by our nominated financial advisor prior to your application being assessed.



Approaching the property, a block-paved driveway provides convenient parking for two cars. Entry is through a robust composite front door, which opens into a spacious hallway that sets the tone for this well-appointed home.

Hallway
The welcoming entrance hall features a practical understairs storage cupboard and doors leading to the kitchen, living room and downstairs cloakroom/WC, offering a perfect blend of functionality and style.

Living Room
Situated at the rear of the ground floor, the light-filled living room boasts views of the south-facing garden. It features a glazed door leading outside and a large window enhancing the airy feel.

Kitchen
The contemporary kitchen is stylishly designed with matching wall and base units, an oven and hob with an extractor above and an integrated dishwasher. There is also space for a washing machine and fridge-freezer, complemented by a window to the front and a wall-mounted 'Worcester' combination boiler.

Cloakroom/WC
Completing the ground floor, the cloakroom includes a pedestal washbasin, low-level WC and a frosted window, ensuring essential amenities are covered.

First Floor
Landing
Ascending to the first floor, the landing provides access to two bedrooms and the family bathroom, with a staircase rising to the master suite on the second floor.

Bedroom Two
The larger first-floor bedroom, currently subdivided by a removable stud wall, features windows, offering a flexible space that can be easily customised.

Bedroom Three
This well-proportioned bedroom includes a window to the front aspect, providing a comfortable and inviting space.

Family Bathroom
The bathroom serves the first-floor bedrooms and includes a pedestal washbasin, low-level WC and a panelled bath with an overhead shower and screen, paired with an extractor fan.


Second Floor
Master Suite
Located on the second floor, this expansive master bedroom includes a luxurious en suite shower room and a substantial walk-in wardrobe. It is equipped with a window and a loft hatch. The walk-in wardrobe offers ample storage and hanging space, enhanced with double doors and lighting.

En Suite
The master en suite features a tiled shower cubicle, pedestal washbasin, low-level WC and an extractor fan, creating a private and elegant space.


Garden
The property's interior excellence extends to a meticulously maintained south-facing rear garden. It features a paved patio perfect for outdoor dining and relaxation, a lawn and a pathway leading to a wooden shed, all enclosed by wooden panel fencing, offering a serene outdoor retreat.

Mains gas, electricity, water and drainage.
Broadband is available at this property.

Council tax band C

Administration Fee - refundable on exchange

An administration fee, refundable on exchange, is payable prior to the issue of the Memorandum of Sale and after which the property may be marked as Sold Subject to Contract. The fee will be reimbursed upon the successful Exchange of Contracts.

The fee will be retained by Andrew Grant in the event that you the buyer withdraws from the purchase or does not Exchange within 6 months of the fee being received other than for one or more of the following reasons:

1. Any significant material issues highlighted in a survey that were not evident or drawn to the attention of you the buyer prior to the Memorandum of Sale being issued.
2. Serious and material defect in the seller’s legal title.
3. Local search revealing a matter that has a material adverse effect on the market value of the property that was previously undeclared and not in the public domain.
4. The vendor withdrawing the property from sale.

The administration fee levels are as follows:
an agreed offer under £500,000 will be £750 inclusive of vat
an agreed offer between £500,000 and £1,000,000 will be £2,000 inclusive of vat
all agreed offers over £1,000,000 will be £3,000 inclusive of vat

The administration fee is payable upon acceptance by the vendor of an offer from a buyer and a positive completion of an assessment of the buyer’s financial status and ability to proceed.
Should a buyer’s financial position regarding the funding of the property prove to be fundamentally different from that declared by the buyer when the Memorandum of Sale was completed, then the Vendor has the right to withdraw from the sale and the administration fee retained. For example, where the buyer declares themselves as a cash buyer but are in fact relying on an unsecured sale of their property.

Once the administration fee has been paid, any renegotiation of the price stated in the memorandum of sale for any reason other than those covered in points 1 to 3 above will lead to the reservation fee being retained. A further fee will be levied on any subsequent reduced offer that is accepted by the vendor. This further fee will be subject to the same conditions that prevail for all administration fees outlined above.